Global Mortgage &
Private Capital Directory
Finance Restructuring connects property-backed borrowers directly with verified private credit funds, family offices, and commercial lenders through a transparent, membership-driven directory.
Three Clear Ways to Engage With Finance Restructuring
Whether deploying capital, seeking asset-backed debt, or scaling regional license attribution, our directory operates under clear, transparent terms.
I Need Funding
Connect directly with private mortgage funds and family offices for residential, commercial, development, or debt restructuring capital without paying 1-3% broker fees.
- Mandatory LVR validation on listing
- Direct contact requests from vetted lenders
- Upload sworn valuations & permits
I Have Capital to Lend
Filter property-backed opportunities by exact LVR threshold, jurisdiction, and security rank. Spend 1 contact credit only when a deal meets your investment mandate.
- 1 credit per borrower unlock (60-day expiry)
- Instant access to phone, email & file vault
- Permanent access in Unlocked Leads tab
I Want to Build My Region
Hold a regional license code (e.g. NSW001, CALI001) permanently attributed to all borrowers and lenders you introduce. Earn perpetual residual commissions on active subscriptions.
- Permanent attribution locked at registration
- Automated residual ledger & monthly statements
- Multi-tier growth: Foundation to Master
Mandatory Loan-to-Value (LVR) Calculator
Formula: LVR = (Requested Loan Amount ÷ Sworn Asset Value) × 100
At a target LVR of 65%, maximum fundable loan is $3,575,000.
Curated Private Mortgage Listings
Limited public metrics shown. Contact credentials and file vault unlock with 1 contact credit.
Refinance & Equity Release on Prime Sydney Harbourfront Residence
Urgent refinance of existing bank first mortgage to inject working capital into ongoing development project. Clean asset unencumbered past existing facility.
Expansion Facility for Austin Metro Cold-Storage Distribution Hub
Capital required to fund Phase 2 warehouse automated cold-storage expansion. Anchor tenant lease secured for 10 years with annual indexation.
Mezzanine Construction Finance: 14 High-End Flats in South Kensington
Secondary mezzanine tranche required to complete superstructure and fitout. Senior debt facility already locked with major clearing bank at 50% LTV.
License Partner Residual Commission Structure
License Partners hold regional exclusive or non-exclusive territory codes permanently attributed to new borrowers and lenders at registration.
Borrower Recurring Residual
Receive 35% of all active borrower monthly subscription payments ($3.50/mo per borrower) permanently attributed to your license code.
Borrowers + Lender Contact Plans
35% on borrower fees PLUS 40% residual on all attributed lender monthly contact plans ($39.60 to $340.00/mo per lender).
Maximum Residual Entitlement
Highest regional tier with territory lock. Full override on sub-partner allocations and custom enterprise credit allocations.
Why Borrowers & Lenders Prefer the Directory Model
Clear positioning: A technology directory venue without intermediary spread
| Feature | Traditional Brokerage | Finance Restructuring Directory |
|---|---|---|
| Broker Success Fee | 1.0% to 3.0% of total loan amount ($30k on $1M) | $0 (Zero commission fees) |
| Cost to Borrower | Huge back-end deductions & application fees | $125 joining + $9.99/mo transparent |
| Lender Access | Filtered through individual broker relationships | Direct access to full market deal flow |
| Deal Verification | Opaque, unstandardised emails and PDFs | Standardised LVR formula + verified files |
| Partner Attribution | One-off spotter fees often forgotten | Locked code + perpetual 35–40% residuals |
LEGAL & REGULATORY NOTICE: Finance Restructuring is not a broker, lender, credit provider, credit licensee, or financial adviser. Finance Restructuring operates solely as a membership-based technological directory and communication venue connecting property-backed borrowers with private and institutional capital providers. Finance Restructuring does not arrange credit, evaluate creditworthiness, negotiate mortgage terms, hold escrow funds, or guarantee financing outcomes. All users must perform their own independent legal, valuation, accounting, and financial due diligence.